It is possible to sue an insurance company without hiring an attorney, especially in truck accident cases since, in the majority of cases, a fair settlement is reached without the involvement of a lawyer. Nonetheless, you should consult with one of our Siman Law Firm lawyers in Los Angeles to fight for the compensation you deserve.
It is not uncommon for accidents to result in serious injuries that require expensive surgeries and follow-up care. It is possible for a family member to die in an accident in certain situations. No matter how intensive your research is, it is not recommended for you to represent yourself without an attorney.
Can I Sue an Insurance Company Without a Lawyer?
When it comes to deciding whether to hire a lawyer or accept a settlement offer, there are several factors to consider:
Your Injuries and How Severe They are
If you are injured in a dog attack or have minor scars from a slip and fall accident in a parking lot, the compensation process is quite simple. It may not be difficult for the insurance company to agree to pay your medical fees and, if applicable, for your property damage.
Some incidents, nevertheless, might result in more serious injuries, such as brain damage, spinal cord injury, or paralysis. Surgical procedures and other drugs to treat such injuries are costly. An insurance company may offer you a payout that does not take into account all of the chronic diseases you developed as a result of the accident.
Therefore, a personal injury lawyer can help to assess the situation before deciding what steps to take. But it is also possible to handle the situation on your own.
Evidence Sufficiency
For an insurance claim to be successful, you will need sufficient proof, especially when the amount is considerable. You can collect evidence in a variety of ways, including:
- Expense receipts for medical care
- Injury photos
- Testimonies of eyewitnesses
- Report of the doctor
- Report by the police
When there is no evidence to support your claim, the insurer or court may presume that you are lying about your injuries. Connect with one of our attorneys at Siman Law Firm if you are unable to obtain sufficient evidence for your case without an attorney.
Proof that the Other Motorist was at Fault
Although it is often obvious that the other vehicle was at fault, not everybody will confess it to you and the authorities. Your problem may be simple to resolve without a lawyer once the case police officers write the confession in their report.
When car accidents occur, unfortunately, there is always a debate regarding who is to blame. The opposing driver will almost always file a counterclaim, especially if it is unclear who caused the accident. In these situations, legal advice is beneficial because the opposing driver is likely to have a lawyer on their side.
Do not file a claim against some other party’s insurance company unless you have enough evidence.
Acceptance of Responsibility by the Insurance Company
If the other driver’s insurer has fully recognized culpability, you can move forward with your lawsuit. Make sure the confession is written down and that eyewitnesses are present.
Don’t be too ready to accept the first settlement offer from the insurance company. You may accept a settlement that is insufficient to cover all of your losses. If you allow our lawyers to handle your case, they can defend your rights and fight for a fair settlement that covers all of your losses, including:
- The loss of companionship and consortium
- Bills for medical care and therapy
- Medical expenses incurred out of pocket
- A feeling of emotional distress and a lack of enjoyment of life
- Loss of wages
- Physical and emotional distress compensation (according to the Legal Information Institute (LII))
- Incapacity to earn income in the future.
Damages Valuation Ability
Do you have a dependable method for determining the true cost of your injuries? If you answered no, a lawyer can assist you. Even though there is no simple equation for assessing your damages, underestimating them is in your best interests.
Personal injury lawyers are well-versed in the law and are adept at understanding the complex legal system. As a result, even if you sue an insurance company without a lawyer, you may need the services of an attorney.
Negotiation Skills
A written claim for compensation must be sent to your insurer after evaluating your total damages. Attach copies of relevant documents to the demand claim, including:
- Bills for medical treatment
- Documents related to health
- A list of relevant receipts
- Photographic evidence
- Evidence in the form of video
- Report by the police
- Statements of eyewitnesses
Don’t hold your breath for a check from your insurance provider. Before you obtain compensation, you will usually have to negotiate.
Minor injuries that result in tiny payouts may not necessitate extensive insurance company negotiations and reasonable offers. For minor personal injuries, the insurance payout is usually uncomplicated, therefore you may not require a lawyer. However, if you have medical documentation that demonstrates you have fully recovered, it is prudent to take compensation for such small injuries.
Insurance Companies Should not be Sued Without a Lawyer
Legal assistance can help you get the fair recompense you deserve for your property, psychological, and physical damages if your injuries are severe. A lawyer will guarantee that you receive the best legal guidance in order to win costly and intricate financial claims for a number of injuries, including:
- Death caused by negligence
- Malpractice in medicine
- Accidents involving children
- Liability for product defects
- Negligence in nursing homes
- Accidents involving severe vehicles
You Can Benefit from a Lawyer’s Services
There are always high stakes for victims when accidents occur. Even though you may be tempted to sue an insurance company without a lawyer to avoid legal fees, Siman Law Firm can offer you legal advice at every stage of your claim. With the right legal counsel, you’ll strengthen your case.